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6 Tips for Saving Money

 

1. The first thing you need to do when trying to save money is to find out exactly WHERE it all money goes.Many people have no idea where most their money disappears to - a few bucks here, a direct debit there, the odd takeaway and a forgotten subscription - it all soon mounts up.Writing down all your current outgoings and everything you pay out for regularly will usually shock most people and actually seeing where every penny is going will make it a lot easier to start making cut backs and changes.

2. Whether its the weekly food shopping, a family day out or your annual holiday - before you do anything – MAKE A PLAN and stick to it! Planning in advance will help you to avoid impulse purchases or wasting money on the unexpected. If your going shopping ensure you take a list and be strict to follow it, only buying what you need. If you are going on a day out, make a plan of where you will go, how much it will cost, take only the money you will need.

3. Stop visiting the shops so frequently - especially when you are visiting shops as a window shopper. Sometimes the situation may come around like that the shopkeeper may make you buy the things that you don’t want to buy. So avoid window shopping or always be prepared to avoid buying the things you don’t want. You might remember you bought the t-shirt you didn’t wanted to buy last time and even now you are not wearing that t-shirt. You bought that because the shopkeeper forced you, right? So think twice and this will surely make you save more money.

4. Stop frequent visits to the coffee shops and others food stores. You may calculate the time you visit the coffee shop and the amount you spend there. The more you visit these places you make a sure shot cosumption of tea/coffee or cold drink as your need and this will surely increase you expenditure. Once you start visiting these places you will wonder how much money you have saved. But be sure before stoping to visit this places you keep of good track of record how much you spent and how much you will be saving by stopping visiting these places.

5. Organise your day so you get as much done in an organised manner as possible. Stay in the same area and do as many of your errands in that area as possible to avoid excessive driving. Better still – if you really dont need the vehicle, leave it at home and WALK!

6. It’s easy to sell items you no longer want or need, thanks to the internet. Dont clutter up your wardrobe or loft with unwanted and unused clothes, bags, books and CDs. Sell it at online auctions. It takes little time and effort and you will end up with extra space and better still - extra money in your pocket.

 

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